Welcome to
Commonwealth
Finance Solutions
Commonwealth Business Council
Commonwealth Finance Solutions (CFS) was established with the support and endorsement of the Commonwealth Business Council (CBC) to provide a range of financial services including international remittances, micro-savings, micro-loans and other banking services for individuals and small businesses in 53 Commonwealth countries.

CBC, established as a Charter of the 53 Heads of States of the countries of the Commonwealth, provides leadership in increasing international trade and investment flows, creating new business opportunities, promoting good governance and corporate social responsibility, reducing the digital divide and integrating developing countries, in the Commonwealth, into the global market.

Based on global need evidenced by research reports from the United Nations and the World Bank, CFS focuses on creating platforms to provide two main value propositions.
  • Lowering costs of international migrant remittances
  • Lowering costs of cross border banking transactions for SME businesses


CFS is not a charity but incorporates social objectives alongside commercially sustainable models in its structure.

CFS is a licensed member of the Zipp International Payments Network.

Zipp is authorised and regulated by the FSA (Financial Services authority) of the United Kingdom and is licensed to issue cards and e-money products.

CFS Management

Steven Hatton

Steven has been instrumental in the creation of Commonwealth Finance Solutions and is responsible for the operation of the E-Money and card business.

Steven initially trained for management in the Hospitality industry spending 5 years managing a number of businesses before moving into a career in Sales.

Here he operated his own Sales Agency selling a variety of products for blue chip organisations.

Previous experience also includes setting up, training and management within franchise operations.

Chris Brown

Chris has been with Commonwealth Finance Solutions since its inception and is responsible for IT and development.

Chris's career started in Geographic Infomation Systems as a systems engineer for MapInfo for nine years before taking a position as IT Director of a startup market research company